PadiLock

Discipline That Pays — Literally.

Lock your funds, earn up to 20% annual returns, and access exclusive health care benefits tied to your savings milestones. PadiLock helps you stay consistent, grow wealth faster, and unlock lifestyle rewards.

How It Works

Set your GoalPost
target

Save weekly/monthly
via auto-debit

Make payment from
bank or wallet

Benefits

1
Up to 20% annual returns when you lock your funds for fixed periods.
2
Flexible lock durations — from 1 month to 12 months, choose what fits your goal.
3
Unlock free access to healthcare for one year at no cost when you save through PadiLock.
4
Interest payout flexibility choose to receive your returns upfront, monthly, or at maturity.
5
No spending temptations once locked, your funds stay safe until maturity.